You don’t need to be a direct operator of Real Estate to get a great return on your money. You can invest in the secondary mortgage market and get a 12% return with conservative leverage against single family homes. Nic DeAngelo, President of Saint Investment Group, invests in pools of mostly non-performing single-family notes at a discount and a conservative loan-to-value. Nic works with borrowers to get the loans back into performing status by modifying the terms in their favor. Over 95% of his current borrowers are current on their payments.